get ready for
A lending team that’s focused on you.
At Luminate Bank, we’re redefining the home loan industry by ditching the old bad habits and bringing together a team with decades of experience. Our mission? To align with your vision and help you unlock your full potential through smarter finances.
>> Our Team
We believe lending should be easy to understand and approachable. With transparency and consistency at the heart of everything we do, we’re here to make sure every step is clear and every decision is made in your best interest.
Our goal is to keep you informed, engaged, and confident at every turn—so, let us introduce you to the staff who make it all happen!

Alex Kandah
Mortgage Branch Manager | NMLS# 383536
With a passion for helping clients navigate the home-buying process, Alex brings both expertise and enthusiasm to his role as a Mortgage Branch Manager and Certified Mortgage Advisor at Luminate Bank.
With decades of experience in the mortgage industry, Alex is dedicated to bringing transparency and clarity to each step, so you feel informed and empowered from start to finish. When Alex isn’t helping clients reach their homeownership dreams, you can find him enjoying weekends with his family.
If you’re ready for a lending experience that puts you first, reach out to Alex today—he and his team of professionals are here to help you every step of the way!